Vision

  • To Become a premier financial institution for providing innovative and credible financial products & services for every community of our country.

Mission

  • To inspire & enable customers for making healthy business relationships of mutual benefit and create customers’ loyalty, shareholders’ value and employees’ satisfaction.
  • To strengthen capital base and to secure a sustainable business growth on long term basis.
  • To maintain strong risk management & compliance, high underwriting standards and internal control using best banking practices, including timely recovery of all loans.
  • To contribute to the development of our community by providing wide variety of financial products, services and solutions with special emphasis to CMSME.
  • To introduce and maintain state of the art technology for enhancing digitalization, further tailoring of financial services ensuring quick delivery of customers’ need.

Objectives

  • Raising of Capital base of Tk. 500 crore in long term (phase by phase) from multiple sources though issuance of bonds/right shares etc. jointly by Treasury and Accounts departments under the guidance of company secretariat.
  • Launching new & customized products and services (for deposit, credit & others) by Treasury/Credit department and promoting it in co-ordination with corporate branding department.
  • Expansion of credit & investment portfolio comprising of a balanced mix of quality credit/investment by Tk. 1000 crore in long term with special focus on CMSME sector with a view to increasing profitability of the company led by credit department.
  • Deposit being considered as the blood stream of any financial institution, extensive promotional campaign & marketing drive to be given by all departments led by top management to increase the deposit to Tk. 2000 crore within next 5-7 years.
  • Following comprehensive recovery guidelines by Special Asset Management department, to facilitate systematic & timely recovery of all kinds of loan in order to arrest from non-performing as well as to bring that to below 10% within 2025.