As one of the leading Home Loan providers in the country, we offer you the most convenient Home Loan facility to suit your needs. With so many attractive benefits, the home you always wanted is no longer a dream.
- We consider all applications equally, irrespective of any profession
- We provide a dedicated and supportive service both before and after the disbursement
- You have the option to choose either Fixed or Variable rate of interest
- We sanction the loan within the shortest possible time, and also before starting construction of the building or purchase of the apartment
- You can have early pre-payment option, either in part or full, with convenient conditions
- You can avail Income Tax Rebate on annual interest payment on Home Loan up to Taka 20 Lacs
- You can avail Municipality Holding Tax rebate
- You can enjoy competitive interest rate and lower fees
Availability of Home Loans
- For purchase of apartment/house/commercial space/approved housing plots
- For construction of residential/commercial buildings
- For renovation or extension of residential complex
- As Home Equity loan against mortgage of property
You are eligible for our Home Loan facility if you are:
- 25 years and above of age, but not more than 60 years, except professional
- Earning on a regular basis from a sustainable source of employment or business
Factors affecting your Loan Amount
Home Loan amount depends on your repayment capability. A number of factors such as your monthly net disposable income, age, qualifications, value of the immovable property, number of family members and dependants, monthly expense, other fixed obligations, nature of job/business, savings habits etc. are taken into consideration
Residential Purpose: 70% of the purchase price, including registration cost, or 80% of the construction cost of residential house can be offered as Home Loan.
Commercial Purpose: 50% of the purchase price, including registration cost, can be offered as Home Loan.